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The Teachers’ Pension Scheme: What early career teachers need to know

Early Career Teachers Pay and conditions
What do early career teachers need to know about the Teachers' Pension Scheme and financial planning as they set out on their teaching careers? Specialist financial adviser Becky Muller offers a useful overview and insights for ECTs
Generous: The minimum employer contribution under pension auto-enrolment is currently set at 3% – but the Teachers’ Pension Scheme offers 28.68% - Adobe Stock

Starting your first teaching job can be both exciting and daunting and there is much to get to grips with when transitioning from the training process to being a full-time classroom teacher.

As you embark on your teaching career and navigate your first couple of years in the profession, there are some important things to be aware of from a financial planning point of view to help you to better prepare for your future.

 

The Teachers’ Pension Scheme (TPS)

You will likely already be familiar with the TPS. Understandably, thinking about the end of your career at a time when you are only just getting started may not be top priority right now.

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