Out of Your Hands has been created by the Telecommunications UK Fraud Forum and Financial Fraud Action UK.
Research from the British Bankers Association found that 64 per cent of children have their first bank account by the time they start secondary school.
Meanwhile, the Consumer Payments Survey 2012 shows that 44 per cent of students aged 16 to 18 use internet banking, while 78 per cent have a card they can use at a cash point.
Furthermore, while 14 to 24-year-olds make up 17 per cent of mobile phone owners, crime statistics show that this group experience 37 per cent of mobile phone thefts.
It is feared that better security has now driven criminals back to low-tech crimes of deception, where consumers are distracted or duped into parting with their cards, PINs and other personal information.
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